Prospectus

Account Application - Institutional Class

Net Asset Value
as of 10/21/2020

Global Resources Fund PSPFX $4.96 -0.03 Gold and Precious Metals Fund USERX $13.81 0.15 World Precious Minerals Fund UNWPX $5.07 0.04 China Region Fund USCOX $9.59 -0.09 Emerging Europe Fund EUROX $5.45 0.01 All American Equity Fund GBTFX $24.30 -0.11 Global Luxury Goods Fund USLUX $17.22 -0.09 Near-Term Tax Free Fund NEARX $2.24 No Change U.S. Government Securities Ultra-Short Bond Fund UGSDX $2.00 No Change